About Us
Helping You Take Control of Your Financial Future
Meet Emma
Future Financial Planning was founded by Emma Farrelly, a Dublin native and experienced financial advisor with over 23 years in the industry. She holds a BA from Dublin Business School and completed her Qualified Financial Adviser (QFA) and Retirement Planning Adviser (RPA) qualifications through University College Dublin. Emma also holds additional professional certifications as a Pension Trustee Practitioner (PTP) and Sustainable Investment Adviser (SIA), reflecting her broad expertise across financial planning, pensions, taxation, and investments.
Emma is known for her practical, down-to-earth approach. She works closely with clients to understand their needs and provide straightforward, tailored advice. Her ability to build trust and long-term relationships is one of the reasons clients return to her again and again.
Emma remains active in her local community and believes that strong, personal connections are the foundation of good advice. At Future Financial Planning, her values shape everything the firm does.
In the Media...
Future Financial Planning was recently profiled in the Business Post, where Emma shared her perspective on how both individuals and businesses can navigate today’s financial challenges. With over 23 years’ experience in the sector, she spoke about the realities of rising costs, limited access to finance, and global uncertainty, issues that continue to affect everyone from small business owners to families managing day-to-day budgets.
The feature highlighted the importance of having a clear financial plan, managing cash flow proactively, and seeking advice early rather than waiting for problems to escalate.
A key message was that financial planning isn’t only for high earners. Practical steps like building an emergency fund, reviewing protection cover, and starting a pension can help anyone feel more secure and prepared.
Financial Planning is For All
Financial Planning is For Everyone
Our Clients
Tackling the Gender Pension Gap
Emma Farrelly contributed her expert opinion to the Business Post on an issue that matters deeply to her: the persistent gender gap in pension provision in Ireland.
In the article, she explores why the incoming auto-enrolment scheme, while welcome in some respects, fails to address the realities of unpaid care work, lower-paid part-time employment, and longer life expectancy—all of which disproportionately affect women.
Drawing on her 23 years of experience and her own experience balancing a financial career with motherhood, Emma calls for a cultural shift in how pensions are viewed and urges women to take control of their financial futures.
Read the full piece in the Business Post: “You should take a proactive approach to close pension gender gap,” April 13, 2025.
MyWallSt invited Emma to join Stock Club for a focused conversation on how people in their twenties can build sustainable savings habits. Emma explains the limits of property-only investing, breaks down Ireland’s auto-enrolment system from both sides of the table, and demystifies deemed disposal. The episode closes with a clear view of today’s Irish wealth landscape and the steps that help people make better decisions.
Stock Club Podcast Appearance
Stock Club Podcast Appearance
How We Can Help You
Financial Planning
Every financial journey is unique. That’s why we take the time to get to know you and your priorities, delivering customised plans that address short, medium, and long-term goals at every stage of life.
Pensions & Retirement
Retirement planning can be complex, but we simplify the process. Whether you’re starting a pension, managing workplace schemes, or planning for drawdowns, we’ll guide you toward a secure future, tailored solutions
InvestmentS
We provide practical, straightforward investment advice to help you make the most of your money. Our focus is on guiding individuals to make smart choices that support their financial journey.
Specialist Consultations
Our specialist consultations are here to help you address your most pressing financial questions. Whether it’s tackling a specific issue or creating bespoke plans for a certain goal, we’ll guide you every step of the way.
Protection
Protection is about safeguarding your financial security. We provide clear advice on life cover, income protection, and serious illness insurance, helping you plan for unexpected events and protect what matters most.
Talk to Us Today
If you are not sure what you need - no problem! Get in touch and we will consider how we can best help you and your individual situation.
Get in Touch
