Your Financial Future

If you've changed jobs a few times, you likely have three, four, maybe five different pension pots scattered across previous employers. The natural instinct is to consolidate everything into one simple pot. But that's actually the wrong move. When you consolidate, you lose the flexibility of different retirement ages and create headaches down the line. Here's what I recommend instead, and why it matters more than you think.

Women in Ireland face a pension crisis most of us aren't talking about enough. Our pension pots are up to 35% lower than men's, we may need to work 8 years longer to achieve the same benefits, and less than one in three women have a private pension. The kicker? We live longer, so we need more saved. Here's what's driving the gap, and what you can do about it for your own situation.