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Listen
We start by learning about your life, your commitments and the decisions in front of you. Good advice begins with the full picture.
Financial adviser · Dublin
Clear advice for the life you are building
Financial planning, pension advice, protection and investment guidance for individuals, families, professionals, business owners and employers.
At Future Financial Planning in Dundrum, Dublin 14, you get practical advice from Emma Farrelly, a Qualified Financial Adviser with over 24 years in the industry, who takes time to understand your life, your responsibilities and your long-term plans.
Central Bank regulated. QFA, RPA, PTP and SIA qualified advice.
Our approach
Listen. Plan. Follow through.
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Plan
We review your options and build a practical plan across pensions, protection, savings, investments and long-term financial goals.
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Follow through
We help you act on the plan and review it as your circumstances, priorities and responsibilities change.
Your situation
When people come to us
People often contact a financial adviser when something changes, or when financial decisions start to feel too important to guess. We help clients make sense of their options, set priorities and take practical next steps.
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You are planning for retirement
You want to understand your pension options, likely retirement income and how to draw down your benefits in a way that suits your plans.
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You have pensions from different jobs
You have several pension pots and want to know what they are worth, how they are invested, what charges apply and whether they should be reviewed together.
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You are protecting your family
You want to review life cover, income protection, mortgage protection or serious illness cover so the people who rely on you have proper support in place.
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You are saving or investing for the future
You want to build wealth, save for children, plan for education costs, invest a lump sum or make better use of regular savings.
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You own or run a business
You want to understand pension funding, protection, tax-efficient planning, employee benefits or succession planning.
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You are an employer
You need support with workplace pensions, auto-enrolment, employee communication or pension education.
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You want a second opinion
You already have products or policies in place, but you want a clear review of whether they still suit your needs.
Trust
Advice you can rely on
Future Financial Planning is regulated by the Central Bank of Ireland. Our advice is backed by professional qualifications across financial planning, retirement planning, pensions, sustainable investment and pension trustee practice.
- Over 24 years’ experience in financial advice
- Qualified Financial Adviser, QFA
- Retirement Planning Adviser, RPA
- Pension Trustee Practitioner, PTP
- Sustainable Investment Adviser, SIA
That means clients receive advice that is structured, regulated and grounded in long experience.
Resources
Recent articles
What Budget 2027 means for your pay, pension and savings
Budget 2027 puts a little more in your pay from January, leaves pension tax relief alone and adds a new investment account from July 2027. Emma Farrelly sets out what it means for your plans and three things to do before January.
How much does a financial advisor cost in Ireland? (2026 guide)
Financial advisers in Ireland are paid by fee, by commission or by a percentage of assets. Here is what each one means for you, what to ask, and what we charge.
Income protection in Ireland: what it costs, what it covers and the tax relief (2026)
Income protection replaces up to 75% of your income if illness or injury stops you working. Premiums get tax relief at your marginal rate. Here is how it works and what drives the cost.
Questions
Common questions before you get in touch
How much does a financial adviser cost in Ireland?
It depends on how the adviser is paid. Some charge a fee, some are paid commission by the product provider, and many use a mix. At Future Financial Planning our fee basis is €300 an hour for adviser time and €100 an hour for support staff, and any commission we receive from a provider is offset against that fee. You know the cost in writing before any work starts. [INPUT NEEDED: consult] Our full guide to adviser costs in Ireland is in our resources section, and our fee schedule is published on this site.
Is it worth paying for financial advice?
Usually yes when you have more than one pension, are within ten years of retirement, run a business, or have people who depend on your income. If your finances are simple and you are comfortable managing them, you may not need ongoing advice. We will tell you honestly which applies to you.
What happens on the first call?
You can book a 15-minute online consultation, or send a message through the contact form. On the call we talk through your situation, what you need help with and whether we are the right fit. You do not need documents ready for the first conversation.
Do you only work with clients in Dublin?
No. We are based in Dublin and work with clients across Ireland, in person or by video call.
Are you regulated?
Yes. Future Financial Planning Ltd. is regulated by the Central Bank of Ireland. You can check our authorisation on the Central Bank register.
Where to find us
Future Financial Planning, Unit 13, Heritage House, Dundrum Office Park, D14C2R2. Tel +353 1 263 1920. We also work with clients across Ireland by video call.
Book a call
Book a call, or send a message using the form. If you know what you need help with, or you are still working that out, we can talk through your situation and explain how we can help.
Send a message